Application Fees
$75 Non-refundable application fee for all occupants 18 years and older. Each person living in the home 18 and over MUST complete a separate application.
Documents Required
Current Government Issued Photo ID.
Income
All applicants must have an income of 3 times the monthly rent in verifiable, net monthly income from an unbiased source after your monthly debt reported on your credit report. Employment must be permanent.
Credit
We obtain a credit report from a credit-reporting agency in order to determine satisfactory creditworthiness. In order to conduct a credit check an applicant must have a social security number (SSN) or taxpayer identification number (TIN).
All applicants must have a clean credit report and meet a minimum credit score requirement of 600.
- Payments past due 60 days or more in the last 24 months may be cause for denial of your application.
- Unpaid, non-medical collections with in the past 2 years may result in denial of your application.
- Approval is at the sole discretion of Eric Blum Rentals.
Rental History
- All applicants must have good rental history.
- Applicants are responsible for providing contact information for all of their previous landlords within the last 3 years. This includes names, physical address and best email addresses and phone numbers.
- Rental history must be verified through an unbiased source. We cannot verify rental history through relatives. Submitting false information regarding landlords will be grounds for denial.
- Applicants cannot have any previous evictions. This will be will be an automatic denial of the application.
- In lieu of rental history, we can accept mortgage history for those applying who have owned their own home within the past 3 years. This will be verified through your credit check.
- If an applicant does not have any prior rental history, then they must have a co-signer (see co-signer section).
Applications may be denied for the following rental history related issues:
- Applicants cannot have more than 3 late payments on their rental history for the past 12 months.
- If you have not given proper notice to your previous landlord.
- If you have unpaid debt to a previous landlord. We will allow proof of payment for the previous outstanding debt in order to meet this requirement.
- If the previous landlord would be unwilling to rent to you for any reason (including your actions, the actions of your pets or guests).
- If you caused $500 or more in damages to your previous rental history.
- If you have had 2 or more NSFs in the past 12 months.
- If you have allowed a person not on the lease to reside in the property without permission from the landlord.
Criminal Background Checks
We conduct a criminal background check on all occupants over 18 as part of the application process. In order to conduct a background check an applicant must have a social security number (SSN) or taxpayer identification number (TIN).
We do not accept any applicant with a felony that is less than 10 years. Felonies that are 10 years and older and are of a non-violent nature may be considered.
We reserve the right to deny any application for other criminal offenses based on severity.
*Failed background check of one applicant is reason for denial of all applicants.
Pets
If the property that you are applying to will accept pets, the pet must be:
- Over a year old.
- 49 lb pounds and below fully grown (unless otherwise permitted by an owner).
- A non-aggressive breed.
- Aggressive breeds NOT permitted, include but are not limited to: Pit Bull, Rottweiler, German Shepherd, Malamute, Doberman Pinscher, Chow Chow, Great Dane, Saint Bernard, Great Pyrenees, Wolf-Dog Hybrid, German Shepherd, Pit Bull Type, Husky-Type, Alaskan Malamute, Chow-Chow, Doberman Pinscher, Saint Bernard, Great Dane, Stafford Shire/Terrier).
- Please note that ferrets, reptiles and rodents are NOT accepted at any of our properties.
- All approved birds must be confined in cages and are not allowed to reside outside their cage.
- While an owner may accept only one pet, some will allow two pets. However, two pets are the MAX number of animals allowed in any of our properties.
- Service animals: A service animal is defined as a dog that is individually trained to do work or perform tasks for a person with a disability. It requires documentation from a healthcare professional to confirm the need for a service animal. This documentation must state that the individual has a disability and requires the service animal for assistance. Tennessee law on service animals in housing only allows for guide dogs that assist someone who’s fully or partially blind.
Pet policies are strictly enforced. Any breach of the policy will be grounds for termination of your lease. Tenants may be evicted for misrepresenting their dog’s breed or for possessing venomous, dangerous or illegal pets. Tenants in possession of an unauthorized pet will be assessed a $500 fee and possible eviction.
Pet Fees:
A $25 Monthly Pet Rent will be charge for any approved pet.
Cosigners
- Co-signers must meet all of Eric Blum Rentals criteria on their own. We cannot use multiple co-signers or combine incomes for those co-signing.
- Co-signors must be state of Tennessee residents unless they are co-signing for a student enrolled at MTSU.
- Co-signers are allowed for tenants who have no credit.
- Co-signers are allowed for those who have no rental history.
- Co-signers are allowed for those with no income or who do not meet the income requirements.
- Co-signers will not be accepted for those who do not meet the credit requirements, have poor rental history or criminal background.
Security Deposit
Properties will continue to be marketed and will not be considered secured by the applicant until they have:
AND
- Must have paid a security deposit and prorated rent.
- With an approved application, properties can be held for up to 14 days with a paid security deposit and prorated rent.
Special Notes
- All of our leases are at least 12 months, unless otherwise noted.
- All of our properties are Non-Smoking/Non-Vaping. Smoking/Vaping is not permitted inside the home or garage or within 6 feet of the house (including patios/front porches).
- The max occupancy at any of our properties is 2 people per number of bedrooms in the home.
- Section 8: We do not have any properties that participate in the Section 8 Housing program.
- We encourage everyone to see the property that they are leasing. We make the property available for your inspection and you will be renting the property in its present condition.
